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Types and Characteristics of Digital Currencies: Pros, Cons, Future Applications

By Itho May 3, 2018

[ad_1] What Is a Digital Currency? Digital currency, also known as digital money or electronic money, exists solely in digital form without a physical counterpart. Unlike traditional cash, digital currencies…

Decentralized Applications (dApps): What They Are, Uses, and Benefits

By Itho February 7, 2018

[ad_1] What Are Decentralized Applications (dApps)? Decentralized applications (dApps) operate across blockchain or peer-to-peer (P2P) networks, allowing them to function without a single controlling authority. Built often on Ethereum, these…

Understanding Excess of Loss Reinsurance: Definition, Features, and Benefits

By Itho March 21, 2015

[ad_1] What Is Excess of Loss Reinsurance? Excess of loss reinsurance is a type of non-proportional reinsurance in which the reinsurer indemnifies–or compensates–the ceding company for losses that exceed a…

Digital Money: What It Is, How It Works, Types, and Examples

By Itho June 8, 2011

[ad_1] What Is Digital Money? Digital money is any means of payment that exists in a purely electronic form. Digital money is not physically tangible, like a dollar bill…

Electronic Fund Transfer Act (EFTA): Definition and Requirements

By Itho November 15, 2010

[ad_1] What Is the Electronic Fund Transfer Act (EFTA)? The Electronic Fund Transfer Act (EFTA) is a federal law that protects consumers when they transfer funds electronically, including through the…

Understanding Electronic Money (eMoney): Transactions & Benefits Explained

By Itho April 30, 2010

[ad_1] What Is Electronic Money? Electronic money is currency stored and transacted electronically, backed and regulated by fiat currency and central banks. It facilitates global transactions through digital apps, electronic…