Federal Reserve – Page 7 – itho's internet resources

What Is an Economic Stimulus? How It Works, Benefits, and Risks

By Itho February 15, 2012

[ad_1] An economic stimulus is an action by a government to encourage private-sector economic activity. To stimulate the economy, the government adopts targeted, expansionary policies. Key Takeaways An economic stimulus…

Bond Rating Agencies: Overview, Benefits, and Criticisms

By Itho November 12, 2011

[ad_1] Bond rating agencies are companies that assess the creditworthiness of both debt securities and their issuers. These agencies publish the ratings used by investment professionals to determine the likelihood…

Economic Recovery: Definition, Process, Signs, and Indicators

By Itho December 23, 2010

[ad_1] What Is an Economic Recovery? An economic recovery is the business cycle stage following a recession that is characterized by a sustained period of improving business activity. Normally,…

Basel III: What It Is, Capital Requirements, and Implementation

By Itho December 16, 2010

[ad_1] What Is Basel III? Basel III Endgame is the last stage of U.S. regulators' implementation of reforms meant to ensure the stability of the banking system. It calls…

Bank Stress Test: Definition, Process, Benefits, and Criticisms

By Itho November 16, 2010

[ad_1] What Is a Bank Stress Test? A bank stress test evaluates how a bank could handle extreme economic conditions, such as a severe recession or market crash. These…

Electronic Fund Transfer Act (EFTA): Definition and Requirements

By Itho November 15, 2010

[ad_1] What Is the Electronic Fund Transfer Act (EFTA)? The Electronic Fund Transfer Act (EFTA) is a federal law that protects consumers when they transfer funds electronically, including through the…